PART3 Banco do Brasil are offering the following startup programs, respectively, Google for Entrepreneurs, Activate, IBM Global Entrepreneur Program, Startup Package for new business, Our Plus Pack- age and Empreendedor Individual. Targeting a specific demographic Itau Unibanco Holding and Garanti Bank are tar- geting women through their respective entrepre- neur programs. Maybank with the New Entrepre- neur Fund is offering startup loan to wholly-owned Bumiputra ( Malay ethnic group) enterprises. 1.4.5 Accelerators Intrapreneurs and Entrepreneurs An interesting model has been launched by Airbus Group with Biz Lab, where entrepreneurs and intra- preneurs (employees) are working under the same roof. Mixing intrapreneurs with entrepreneurs is one way to have an impact on culture and to gener- ate more internal innovations and spin-offs. A pan-international network of accelerators Telecommunications companies like Deutsche Tele- kom, Orange, Telefonica and Telstra are building pan-international networks of accelerators across the world. Wayra from Telefonica is offering the ac- celerator program in 11 countries, mostly hispano- phone: Argentina, Brasil, Chile, Colombia, Mexico, Peru, Venezuela, Germany, Ireland, Spain and United l